I wrote about how hledger helped me recently, though I think the principle applies to almost any PTA program:
The saying goes that a little knowledge is a dangerous thing, but in my opinion, even partial data becomes a valuable tool when it comes to your personal finances. And with PTA tools, it’s easy to incrementally build a more complete picture.
(I should have put that in the article. In fact, I think I will.)
this mose than once, “all or nothing” is a silly attitude to have, in general and in accounting.